Understanding Your Retirement Options IRA, Roth IRA, and 401k Retirement Accounts
Do you know the difference between an IRA, Roth IRA, and 401k? How do you know which is best for your situation? At CEP, we work with you to make sure your retirement account is heading in the right direction, with the goal of achieving steady, long-term returns with an opportunity for significant bonuses throughout the year.
In addition to receiving fixed returns anywhere from 9.50% to 12.375%, we'll help you boost your savings with windfall profit sharing benefits from a property tax lien certificate.
To learn more about your retirement account options, call us at 866.966.0099 or Click Here.
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Take Control of Your Retirement
Your investments should work for you, not against you. For an easy, effective way to diversify your investment portfolio, consider investing in tax lien certificates through a self-directed IRA or 401k retirement account. This also helps protect your investments from the inevitable fluctuations in the stock market, economy, banking investments, and government-based investments.
As foreclosure rates continue to soar to unprecedented heights, many investors are purchasing low-priced real estate as an opportunity to enjoy a high return after the market rebounds. But tax lien certificates can be an even more profitable investment, earning returns of 10.250% or better, with minimum risk. Tax liens have been proven as an easy, effective way to create wealth and build long-term financial independence for your family -- no matter what market changes lie ahead.
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As an investor, you should play an active role in choosing, managing, and reviewing your accounts. For maximum control and increased returns, consider transferring your current retirement account into a self-directed IRA or 401k through The Entrust Group, or Pensco Trust. With a self-directed IRA/401(k), a custodian or trustee is paid a fee to administer the account on behalf of the client, but does not make any independent investment decisions. By choosing a self-directed option, you'll retain control of all account changes, with the custodian or trustee simply executing your instructions.
Unlike traditional bank- or brokerage-based IRA/401(k)s, which usually limit investments to stocks, bonds, or mutual funds, self-directed IRA/401(k) accounts allow investments in real estate, private note/businesses, property tax liens, and other alternative assets.
With the flexibility of self-directed accounts, real estate investors can potentially protect against the loss of principal while generating better-than-market rate returns through income production and capital gains. When real estate investments are not leveraged, both income and capital gains can flow back to IRAs as tax-deferred assets (or tax-free for Roth IRAs).
The following accounts or plans can be rolled over to one or more self-directed IRA/401(k)s accounts:
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Roth IRAs
- SEP IRAs
- 401(k)s
- 403(b)s
- Simple
- Coverdell Educational Savings Accounts
- Health Savings Accounts
In addition, under certain rules, you may choose to combine discretionary money with self-directed IRA/401(k) funds in the same investment, as long as the funding occurs simultaneously on the same date.
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Ready to learn more? Call us toll-free at 866.966.0099 or Click Here.
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