At Commercial Equity Partners Ltd., we believe small investors deserve to find investment options that offer superior rates of return and stability in both prosperous and tumultuous economic times.
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Current Fixed Rates Offered
Effective as of October 4th, 2009
Rates subject to change without notice
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Want to learn more? Call 866.966.0099 or click here.
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Premium Debt Purchase Investment
Are you looking for an alternative to the low rates offered by most domestic banks? Do you want to avoid market fluctuations with a fixed rate of return? Are you willing to relinquish the option to redeem your investment with 45 days notice in exchange for a higher yield? If so, our Premium Debt Purchase Investment may be the ideal solution for you.
Our DPIs are designed for investors who either want steady monthly income or prefer to reinvest the interest to compound monthly for a higher APY. As the investor, you'll have the freedom to choose from monthly, quarterly, or annual interest payments, or to compound the interest for the whole term. (Note: early withdrawal penalty is equal to two months' interest.)
| Term |
Minimum
Investment |
Fixed Interest
APR Rate |
Earn Miles |
| 18 Months |
$ 5,000 |
8.950% |
7500 |
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$ 25,000 |
9.395% |
10000
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$ 50,000 |
10.350% |
20000 |
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$ 100,000 |
10.750% |
25000 |
| Term(1) |
Minimum
Investment |
Fixed Interest
APR Rate |
Earn Miles |
| 36 Months |
$ 5,000 |
9.250% |
7500 |
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$ 25,000 |
10.395% |
10000
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$ 50,000 |
10.950% |
20000 |
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$ 100,000 |
11.595% |
25000 |
(1) Bonus for initial investment in the 36 month term for accounts opened with $25,000 or a greater amount. When the funds are loaned out via a commercial mortgage note by our direct lending department, the investor will receive 1 point based on the amount of their opening balance.
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Want to learn more? Call 866.966.0099 or click here.
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Platinum Debt Purchase Investment
This option is ideal for the investor who does not require monthly income and would like to capitalize on a unique investment strategy. These investments offer a nice alternative to investors who want to include this product in their retirement account portfolio through a self-directed IRA or 401k. (For more information, click here.)
As part of this investment opportunity, we offer a fixed rate of return, in addition to a share of any windfall profits from our purchases of property tax liens and tax deeds. In exchange, you agree to a one year lock-out on an early withdrawal, as well as annual or end-of-term interest payouts. Tax liens and tax deeds are a great way to hedge against stock market fluctuations. On average, the collateral we purchase has a minimum 30 to 1 value over the cost of our investment. In addition, the principal value of your investment never decreases and you have a fixed rate of return, as well as an opportunity to share in windfall profits. (Note: early withdrawal penalty is equal to three months' interest.)
The returns from these DPIs are compounded monthly, resulting in an even higher rate of APY. In addition, investors in this program share between 45% of the profits when we have to foreclose on a property. Depending on the location, we foreclose on 2% to 4% of the liens we own. Whenever there is a windfall profit from a foreclosure, all non-retirement accounts will be eligible for an immediate payout. (Please ask an Account Manager for complete details.)
| Term |
Minimum
Investment |
Fixed Interest
APR Rate |
Earn Miles |
| 30 Months |
$ 5,000 |
9.500% |
10000 |
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$ 25,000 |
10.395% |
15000 |
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$ 50,000 |
10.950% |
20000 |
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$ 100,000 |
11.595% |
25000 |
| Term |
Minimum
Investment |
Fixed Interest
APR Rate |
Earn Miles |
| 60 Months |
$ 5,000 |
10.895% |
10000 |
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$ 25,000 |
11.395% |
15000 |
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$ 50,000 |
11.795% |
20000 |
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$ 100,000 |
12.375% |
25000 |
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Amounts listed above are in U.S. dollars. You can invest your funds with Commercial Equity Partners in the following six currencies: U.S. dollar, Euro, Swiss Franc, Canadian dollar, Japanese Yen, and British Sterling. All international funds will be converted into U.S. dollars at the current exchange rate. At this time, all monthly interest payments will be paid in U.S. dollars. In the future, we may be able to pay monthly interest in Canadian dollars and British Pounds. End-of-term payments will be made in the same currencies used to initiate the investment.
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